Secure escrow protection for Ghanaian commerce
Eliminate delivery refusal losses and protect your business revenue with pre-funded escrow payments and verified courier delivery across Ghana.
Security & Trust
Engineered for safe and transparent transactions
We combine licensed payment gateways, cryptographic escrow locks, and verified delivery to build trust between buyers and sellers.
Licensed Ghana Payment Aggregators
All buyer payments, MoMo collections, and card checkouts are processed via Bank of Ghana licensed partners Hubtel and Paystack with end-to-end encryption.
Pre-Funded Escrow Protection
Buyers pay 100% upfront before dispatch. Funds are locked in escrow until the item is delivered and inspected by the buyer, eliminating payment default risk.
Verified Couriers & Photo Proof
Over 100+ vetted couriers across Ghana log parcel pickup photos, live status updates, and recipient OTP verification upon delivery handoff.
Secure API Key Authentication
Developer API keys for Product Sync are generated with cryptographically strong tokens and verified on every syndication request.
TLS 1.3 & AES-256 Encryption
All traffic in transit is encrypted using modern TLS 1.3 standards. No sensitive credit card numbers or MoMo PINs are ever stored on Ghazzle servers.
Fair Dispute Resolution
In the rare event of a product condition discrepancy or transit issue, Ghazzle support moderates photo evidence and facilitates structured resolution.
Escrow Settlement Flow
How Ghazzle eliminates delivery refusal and payment defaults
In traditional Cash-on-Delivery, merchants lose substantial revenue on rejected deliveries. Ghazzle’s escrow ensures that funds are pre-funded before dispatch begins.
Buyer Checkout & Escrow Lock
The buyer completes payment via MTN MoMo, Telecel Cash, AT Money, or Visa/Mastercard. The order enters PaidEscrow status.
Seller Preparation & Dispatch
The seller receives instant notification, packages the item, and hands it over to a verified Ghazzle delivery courier.
Delivery & Inspection
The courier delivers the package to the buyer. The buyer inspects the package and provides the recipient OTP confirmation code.
Instant Payout Release
The escrow system releases funds directly into the seller’s connected Mobile Money wallet or Ghana bank account.
Built on trusted Ghanaian and global payment infrastructure
Ghazzle works seamlessly with the payment providers and mobile money networks Ghanaians use every single day.
Mobile Money Integration (MTN, Telecel, AT)
Fast, native mobile money checkout with instant transaction status callbacks.
Card Processing via Paystack & Hubtel
PCI-DSS certified tokenization for secure Visa and Mastercard payments.
Strict User Privacy & Data Protection
User phone numbers and sensitive data are protected with strict access controls.
Have questions about seller escrow?
Our seller support team is available to assist you with setting up your MoMo or Bank payout accounts, understanding escrow release timelines, and managing order delivery verification.